Used Cars for Sale in Birmingham, AL

88 Matching Vehicles Found

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CARFAX 1-Owner vehicle
Edwards Chevrolet 280 is Proud to offer you this Exceptional 2015 Chevrolet Suburban, Appointed with the LTZ Trim and is finished in White Diamond Tricoat over Jet Black w/Perforated Leather-Appointed Seat Trim inside. Highlight features include !! PREMIUM LEATHER INTERIOR !!, >, !! POWER REAR LIFTGATE !!, >, !! BEST COLOR COMBINATION !!, ** QUAD BUCKET SEATING **, WOW!! THAT'S A LOW PRICE!!! 🙂 (-:, 1 OWNER CLEAN CARFAX LOCAL TRADE, and (-: ***RARE RARE RARE*** THAT'S HOW WE LIKE IT!!! GET IT WHILE IT'S HOT!!! 🙂 ABS brakes, Bose Centerpoint Surround Sound 10-Speaker System, Compass, Electronic Stability Control, Emergency communication system, Fog Lamps, Front dual zone A/C, Heated & Cooled Driver & Front Passenger Seats, Heated 2nd Row Seats, Heated door mirrors, Heated front seats, Heated rear seats, Illuminated entry, Low tire pressure warning, Power Folding & Adjustable Heated Outside Mirrors, Power-Adjustable Accelerator & Brake Pedals, Radio: Chevrolet MyLink w/Navigation/AM/FM Stereo, Remote keyless entry, Traction control, and Wheels: 22" Premium Painted w/Chrome Inserts And it is ready for your consideration today! Clean CARFAX. New Price! 16/23mpg Awards: * 2015 KBB.com Best Resale Value Awards Edwards Chevrolet-280 in Birmingham, AL, also serving Tuscaloosa, AL and Montgomery, AL is proud to be an automotive leader in our area. Since opening our doors, Edwards Chevrolet-280 has kept a firm commitment to our customers. We offer a wide selection of vehicles and hope to make the car buying process as quick and hassle free as possible PLUS Lower city taxes on purchases.
 
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CARFAX 1-Owner vehicle
Edwards Chevrolet 280 is Proud to offer you this Exceptional 2016 Chevrolet Suburban, Appointed with the LTZ Trim and is finished in Summit White over Jet Black w/Perforated Leather-Appointed Seat Trim inside. Highlight features include !! PREMIUM LEATHER INTERIOR !!, >, !! BEST COLOR COMBINATION !!, ** QUAD BUCKET SEATING **, */*/ CRAZY PRICING */*/ BOSS SAID NEEDS TO GO!!! 😉 LAST CHANCE FOR INCREDIBLE DEAL */*/*/!!!, WOW!! THAT'S A LOW PRICE!!! 🙂 (-:, And 1 OWNER CLEAN CARFAX 4-Wheel Antilock Disc Brakes, ABS brakes, Compass, Electronic Stability Control, Emergency communication system, Fog Lamps, Front dual zone A/C, Heated & Cooled Driver & Front Passenger Seats, Heated 2nd Row Seats, Heated door mirrors, Heated front seats, Heated rear seats, Illuminated entry, Lane Keep Assist, Low tire pressure warning, Power Folding & Adjustable Heated Outside Mirrors, Power-Adjustable Accelerator & Brake Pedals, Remote keyless entry, Traction control, and Wheels: 20" x 9" Polished-Aluminum And it is ready for your consideration today! Clean CARFAX. New Price! Priced below KBB Fair Purchase Price! 15/22mpg Edwards Chevrolet-280 in Birmingham, AL, also serving Tuscaloosa, AL and Montgomery, AL is proud to be an automotive leader in our area. Since opening our doors, Edwards Chevrolet-280 has kept a firm commitment to our customers. We offer a wide selection of vehicles and hope to make the car buying process as quick and hassle free as possible PLUS Lower city taxes on purchases.
 
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CARFAX 1-Owner vehicle
Edwards Chevrolet 280 is Proud to offer you this Exceptional 2015 Lexus GS, Appointed with the 350 Trim and is finished in Liquid Platinum over Black w/Leather-Trimmed Seats inside. Highlight features include Black w/Leather-Trimmed Seats, !! PREMIUM LEATHER INTERIOR !!, >, >, */*/ CRAZY PRICING */*/ BOSS SAID NEEDS TO GO!!! 😉 LAST CHANCE FOR INCREDIBLE DEAL */*/*/!!!, WOW!! THAT'S A LOW PRICE!!! 🙂 (-:, And 1 OWNER CLEAN CARFAX Alloy wheels, Exterior Parking Camera Rear, Front Bucket Seats, Fully automatic headlights, Heated door mirrors, Memory seat, and Radio: Lexus Premium AM/FM/DVD/HD Audio System And it is ready for your consideration today! Clean CARFAX. New Price! Priced below KBB Fair Purchase Price! 19/29mpg Awards: * 2015 KBB.com Best Resale Value Awards Edwards Chevrolet-280 in Birmingham, AL, also serving Tuscaloosa, AL and Montgomery, AL is proud to be an automotive leader in our area. Since opening our doors, Edwards Chevrolet-280 has kept a firm commitment to our customers. We offer a wide selection of vehicles and hope to make the car buying process as quick and hassle free as possible PLUS Lower city taxes on purchases.
 
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CARFAX 1-Owner vehicle
Edwards Chevrolet 280 is Proud to offer you this Exceptional 2017 Chevrolet Tahoe, Appointed with the LT Trim and is finished in Black over Jet Black w/Leather-Appointed Seat Trim inside. Highlight features include Jet Black w/Leather-Appointed Seat Trim, !! PREMIUM LEATHER INTERIOR !!, >, !! LOW MILES !!, WOW!! THAT'S A LOW PRICE!!! 🙂 (-:, 1 OWNER CLEAN CARFAX, !! FACTORY GPS NAVIGATION !!, And !! PREMIUM STEREO !! 18" x 8.5" Aluminum Wheels, 2nd Row 60/40 Split-Folding Manual Bench, 4-Wheel Disc Brakes, Bose Premium 9-Speaker System, Extended-Range Remote Keyless Entry, Exterior Parking Camera Rear, Fully automatic headlights, Navigation System, NavTraffic, Power Liftgate, Premium audio system: Chevrolet MyLink, Radio: Chevrolet MyLink w/Nav/AM/FM Stereo, and Single-Slot CD/MP3 Player And it is ready for your consideration today! Clean CARFAX. New Price! Priced below KBB Fair Purchase Price! Odometer is 3550 miles below market average! 16/23mpg Awards: * ALG Best Residual Value Edwards Chevrolet-280 in Birmingham, AL, also serving Tuscaloosa, AL and Montgomery, AL is proud to be an automotive leader in our area. Since opening our doors, Edwards Chevrolet-280 has kept a firm commitment to our customers. We offer a wide selection of vehicles and hope to make the car buying process as quick and hassle free as possible PLUS Lower city taxes on purchases.
 
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CARFAX 1-Owner vehicle
Recent Arrival! Edwards Chevrolet 280 is Proud to offer you this Exceptional 2015 Chevrolet Tahoe, Appointed with the LT Trim and is finished in White over Cocoa/Dune Leather inside. Highlight features include Cocoa/Dune Leather And it is ready for your consideration today! Clean CARFAX. New Price! 16/23mpg Awards: * ALG Best Residual Value * 2015 KBB.com Best Buy Awards * 2015 KBB.com 15 Best Family Cars Edwards Chevrolet-280 in Birmingham, AL, also serving Tuscaloosa, AL and Montgomery, AL is proud to be an automotive leader in our area. Since opening our doors, Edwards Chevrolet-280 has kept a firm commitment to our customers. We offer a wide selection of vehicles and hope to make the car buying process as quick and hassle free as possible PLUS Lower city taxes on purchases.
 
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CARFAX 1-Owner vehicle
Recent Arrival! Edwards Chevrolet 280 is Proud to offer you this Exceptional 2016 GMC Sierra 1500, Appointed with the SLT Trim and is finished in Iridium Metallic over Cocoa/Dune Leather inside. Highlight features include 6-Speed Automatic Electronic with Overdrive, 4WD, and Cocoa/Dune Leather And it is ready for your consideration today! Clean CARFAX. Priced below KBB Fair Purchase Price! Odometer is 2087 miles below market average! 16/22mpg Awards: * 2016 KBB.com Brand Image Awards Edwards Chevrolet-280 in Birmingham, AL, also serving Tuscaloosa, AL and Montgomery, AL is proud to be an automotive leader in our area. Since opening our doors, Edwards Chevrolet-280 has kept a firm commitment to our customers. We offer a wide selection of vehicles and hope to make the car buying process as quick and hassle free as possible PLUS Lower city taxes on purchases.
 
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CARFAX 1-Owner vehicle
Edwards Chevrolet 280 is Proud to offer you this Exceptional 2017 Chevrolet Tahoe, Appointed with the LT Trim and is finished in Champagne Silver Metallic over Jet Black w/Leather-Appointed Seat Trim inside. Highlight features include Jet Black w/Leather-Appointed Seat Trim, !! PREMIUM LEATHER INTERIOR !!, >, WOW!! THAT'S A LOW PRICE!!! 🙂 (-:, 1 OWNER CLEAN CARFAX, !! FACTORY GPS NAVIGATION !!, And !! PREMIUM STEREO !! 18" x 8.5" Aluminum Wheels, 2nd Row 60/40 Split-Folding Manual Bench, Bose Premium 9-Speaker System, Extended-Range Remote Keyless Entry, Exterior Parking Camera Rear, Fully automatic headlights, Power Liftgate, Premium audio system: Chevrolet MyLink, Radio: Chevrolet MyLink AM/FM Stereo, Rear window wiper, Remote Vehicle Start, Single-Slot CD/MP3 Player, and Variably intermittent wipers And it is ready for your consideration today! Clean CARFAX. Priced below KBB Fair Purchase Price! 16/23mpg Awards: * ALG Best Residual Value Edwards Chevrolet-280 in Birmingham, AL, also serving Tuscaloosa, AL and Montgomery, AL is proud to be an automotive leader in our area. Since opening our doors, Edwards Chevrolet-280 has kept a firm commitment to our customers. We offer a wide selection of vehicles and hope to make the car buying process as quick and hassle free as possible PLUS Lower city taxes on purchases.
 
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CARFAX 1-Owner vehicle
Edwards Chevrolet 280 is Proud to offer you this Exceptional 2011 Lexus IS, Appointed with the 350 Trim and is finished in Starfire Pearl over Ecru w/Leather Seat Trim inside. Highlight features include Ecru w/Leather Seat Trim And it is ready for your consideration today! New Price! Odometer is 4915 miles below market average! 20/27mpg Awards: * JD Power APEAL Study * 2011 KBB.com Best Resale Value Awards Edwards Chevrolet-280 in Birmingham, AL, also serving Tuscaloosa, AL and Montgomery, AL is proud to be an automotive leader in our area. Since opening our doors, Edwards Chevrolet-280 has kept a firm commitment to our customers. We offer a wide selection of vehicles and hope to make the car buying process as quick and hassle free as possible PLUS Lower city taxes on purchases.
 
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CARFAX 1-Owner vehicle
Edwards Chevrolet 280 is Proud to offer you this Exceptional 2017 Chevrolet Tahoe, Appointed with the LT Trim and is finished in Black over Jet Black Leather inside. Highlight features include 4WD and Jet Black Leather And it is ready for your consideration today! Clean CARFAX. 16/22mpg Awards: * ALG Best Residual Value Edwards Chevrolet-280 in Birmingham, AL, also serving Tuscaloosa, AL and Montgomery, AL is proud to be an automotive leader in our area. Since opening our doors, Edwards Chevrolet-280 has kept a firm commitment to our customers. We offer a wide selection of vehicles and hope to make the car buying process as quick and hassle free as possible PLUS Lower city taxes on purchases.
 
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CARFAX 1-Owner vehicle
Edwards Chevrolet 280 is Proud to offer you this Exceptional 2016 GMC Sierra 1500, Appointed with the SLE Trim and is finished in Cardinal Red over Jet Black Cloth inside. Highlight features include 6-Speed Automatic Electronic with Overdrive, 4WD, and Jet Black Cloth And it is ready for your consideration today! Clean CARFAX. New Price! Priced below KBB Fair Purchase Price! Odometer is 27659 miles below market average! 16/22mpg Awards: * 2016 KBB.com Brand Image Awards Edwards Chevrolet-280 in Birmingham, AL, also serving Tuscaloosa, AL and Montgomery, AL is proud to be an automotive leader in our area. Since opening our doors, Edwards Chevrolet-280 has kept a firm commitment to our customers. We offer a wide selection of vehicles and hope to make the car buying process as quick and hassle free as possible PLUS Lower city taxes on purchases.
 
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CARFAX 1-Owner vehicle
Edwards Chevrolet 280 is Proud to offer you this Exceptional 2015 Jeep Grand Cherokee, Appointed with the Limited Trim and is finished in Brilliant Black Crystal Pearlcoat over Black w/Leather Trimmed Bucket Seats inside. Highlight features include 4WD, !! PREMIUM LEATHER INTERIOR !!, >, >, !! LOW MILES !!, WOW!! THAT'S A LOW PRICE!!! 🙂 (-:, And 1 OWNER CLEAN CARFAX 6 Speakers, Alloy wheels, AM/FM radio: SiriusXM, Exterior Parking Camera Rear, Fully automatic headlights, Power driver seat, Radio data system, Radio: Uconnect 5.0, and SIRIUSXM Satellite Radio And it is ready for your consideration today! Clean CARFAX. Priced below KBB Fair Purchase Price! Odometer is 4639 miles below market average! 17/24mpg Awards: * Green Car Journal Green SUV of the Year Based on 2017 EPA mileage ratings. Use for comparison purposes only. Your mileage will vary depending on how you drive and maintain your vehicle, driving conditions and other factors. Edwards Chevrolet-280 in Birmingham, AL, also serving Tuscaloosa, AL and Montgomery, AL is proud to be an automotive leader in our area. Since opening our doors, Edwards Chevrolet-280 has kept a firm commitment to our customers. We offer a wide selection of vehicles and hope to make the car buying process as quick and hassle free as possible PLUS Lower city taxes on purchases.
 
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CARFAX 1-Owner vehicle
Edwards Chevrolet 280 is Proud to offer you this Exceptional 2016 Jeep Renegade, Appointed with the Latitude Trim and is finished in Black over Black w/Cloth Low-Back Bucket Seats inside. Highlight features include >, WOW!! THAT'S A LOW PRICE!!! 🙂 (-:, And 1 OWNER CLEAN CARFAX Alloy wheels, Compass, Front Bucket Seats, Fully automatic headlights, Illuminated entry, Outside temperature display, and Radio: Uconnect 5.0 And it is ready for your consideration today! Clean CARFAX. New Price! Priced below KBB Fair Purchase Price! 21/29mpg Awards: * 2016 KBB.com 10 Best All-Wheel Drive Vehicles Under $25,000 * 2016 KBB.com 10 Best SUVs Under $25,000 Edwards Chevrolet-280 in Birmingham, AL, also serving Tuscaloosa, AL and Montgomery, AL is proud to be an automotive leader in our area. Since opening our doors, Edwards Chevrolet-280 has kept a firm commitment to our customers. We offer a wide selection of vehicles and hope to make the car buying process as quick and hassle free as possible PLUS Lower city taxes on purchases.
 
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CARFAX 1-Owner vehicle
Edwards Chevrolet 280 is Proud to offer you this Exceptional 2016 Toyota 4Runner, Appointed with the SR5 Trim and is finished in Classic Silver Metallic over Black/Graphite w/Low Fabric Seat Trim inside. Highlight features include Black/Graphite w/Low Fabric Seat Trim, >, WOW!! THAT'S A LOW PRICE!!! 🙂 (-:, 1 OWNER CLEAN CARFAX, !! FACTORY GPS NAVIGATION !!, And (-: ***RARE RARE RARE*** THAT'S HOW WE LIKE IT!!! GET IT WHILE IT'S HOT!!! 🙂 ABS brakes, Alloy wheels, Electronic Stability Control, Heated door mirrors, Illuminated entry, Low tire pressure warning, Remote keyless entry, and Traction control And it is ready for your consideration today! Clean CARFAX. New Price! Odometer is 16189 miles below market average! 17/22mpg Awards: * 2016 KBB.com Best Resale Value Awards Edwards Chevrolet-280 in Birmingham, AL, also serving Tuscaloosa, AL and Montgomery, AL is proud to be an automotive leader in our area. Since opening our doors, Edwards Chevrolet-280 has kept a firm commitment to our customers. We offer a wide selection of vehicles and hope to make the car buying process as quick and hassle free as possible PLUS Lower city taxes on purchases.
 
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CarFax Report
Edwards Chevrolet 280 is Proud to offer you this Exceptional 2017 GMC Yukon, Appointed with the Denali Trim and is finished in Sparkling Silver Metallic over Jet Black Leather inside. Highlight features include (-: ***RARE RARE RARE*** THAT'S HOW WE LIKE IT!!! GET IT WHILE IT'S HOT!!! 🙂 And it is ready for your consideration today! Clean CARFAX. New Price! 15/22mpg Edwards Chevrolet-280 in Birmingham, AL, also serving Tuscaloosa, AL and Montgomery, AL is proud to be an automotive leader in our area. Since opening our doors, Edwards Chevrolet-280 has kept a firm commitment to our customers. We offer a wide selection of vehicles and hope to make the car buying process as quick and hassle free as possible PLUS Lower city taxes on purchases.
 
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CARFAX 1-Owner vehicle
Edwards Chevrolet 280 is Proud to offer you this Exceptional 2016 Chevrolet Impala, Appointed with the LT Trim and is finished in Silver Ice Metallic over Dark Titanium/Jet Black w/Leather Seat Trim inside. Highlight features include And it is ready for your consideration today! Clean CARFAX. New Price! Odometer is 10819 miles below market average! Awards: * 2016 KBB.com 16 Best Family Cars * 2016 KBB.com Best Buy Award Winner * 2016 KBB.com 5-Year Cost to Own Awards * 2016 KBB.com Best Buy Award Finalist Edwards Chevrolet-280 in Birmingham, AL, also serving Tuscaloosa, AL and Montgomery, AL is proud to be an automotive leader in our area. Since opening our doors, Edwards Chevrolet-280 has kept a firm commitment to our customers. We offer a wide selection of vehicles and hope to make the car buying process as quick and hassle free as possible PLUS Lower city taxes on purchases.
 
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CARFAX 1-Owner vehicle
Recent Arrival! Edwards Chevrolet 280 is Proud to offer you this Exceptional 2015 Chevrolet Tahoe, Appointed with the LT Trim and is finished in Summit White over Cocoa/Dune Leather inside. Highlight features include Cocoa/Dune Leather And it is ready for your consideration today! 16/23mpg Awards: * ALG Best Residual Value * 2015 KBB.com Best Buy Awards * 2015 KBB.com 15 Best Family Cars Edwards Chevrolet-280 in Birmingham, AL, also serving Tuscaloosa, AL and Montgomery, AL is proud to be an automotive leader in our area. Since opening our doors, Edwards Chevrolet-280 has kept a firm commitment to our customers. We offer a wide selection of vehicles and hope to make the car buying process as quick and hassle free as possible PLUS Lower city taxes on purchases.
 
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CarFax Report
Edwards Chevrolet 280 is Proud to offer you this Exceptional 2015 Hyundai Santa Fe Sport, Appointed with the 2.4L Trim and is finished in Frost White Pearl over Gray w/Stain-Resistant Cloth Seating Surfaces or Leather Seating Surfaces inside. Highlight features include >, */*/ CRAZY PRICING */*/ BOSS SAID NEEDS TO GO!!! 😉 LAST CHANCE FOR INCREDIBLE DEAL */*/*/!!!, WOW!! THAT'S A LOW PRICE!!! 🙂 (-:, And CLEAN CARFAX 17" Alloy Wheels, 4-Wheel Disc Brakes, 6 Speakers, Front Bucket Seats, Outside temperature display, Power door mirrors, and Radio: AM/FM/SiriusXM/CD/MP3 Audio System And it is ready for your consideration today! New Price! Priced below KBB Fair Purchase Price! 19/25mpg Edwards Chevrolet-280 in Birmingham, AL, also serving Tuscaloosa, AL and Montgomery, AL is proud to be an automotive leader in our area. Since opening our doors, Edwards Chevrolet-280 has kept a firm commitment to our customers. We offer a wide selection of vehicles and hope to make the car buying process as quick and hassle free as possible PLUS Lower city taxes on purchases.
 
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CarFax Report
Edwards Chevrolet 280 is Proud to offer you this Exceptional 2014 Toyota 4Runner, Appointed with the Limited Trim and is finished in Magnetic Gray Metallic over Black w/Leather Seat Trim inside. Highlight features include Black w/Leather Seat Trim, !! PREMIUM LEATHER INTERIOR !!, >, !! LOW MILES !!, WOW!! THAT'S A LOW PRICE!!! 🙂 (-:, And CLEAN CARFAX 20" x 7.5" Unique Dual 6-Spoke Alloy Wheels, ABS brakes, Body Color Heated Mirrors, Compass, Electronic Stability Control, Emergency communication system, Front dual zone A/C, Heated door mirrors, Heated front seats, Heated/Ventilated Front Bucket Seats, Illuminated entry, Leather Seat Trim, Low tire pressure warning, Navigation System, Power moonroof, Power Tilt & Slide Moonroof w/Sunshade, Remote keyless entry, and Traction control And it is ready for your consideration today! Clean CARFAX. New Price! Odometer is 13003 miles below market average! 17/22mpg Awards: * 2014 KBB.com Best Resale Value Awards Edwards Chevrolet-280 in Birmingham, AL, also serving Tuscaloosa, AL and Montgomery, AL is proud to be an automotive leader in our area. Since opening our doors, Edwards Chevrolet-280 has kept a firm commitment to our customers. We offer a wide selection of vehicles and hope to make the car buying process as quick and hassle free as possible PLUS Lower city taxes on purchases.
 
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CARFAX 1-Owner vehicle
Edwards Chevrolet 280 is Proud to offer you this Exceptional 2016 Chevrolet Malibu, Appointed with the LT Trim and is finished in White over Jet Black w/Premium Cloth Seat Trim inside. Highlight features include Jet Black w/Premium Cloth Seat Trim And it is ready for your consideration today! New Price! 27/37mpg Awards: * 2016 IIHS Top Safety Pick+ with optional front crash prevention * 2016 IIHS Top Safety Pick+ * 2016 KBB.com 16 Best Family Cars * 2016 KBB.com Best Buy Award Finalist Edwards Chevrolet-280 in Birmingham, AL, also serving Tuscaloosa, AL and Montgomery, AL is proud to be an automotive leader in our area. Since opening our doors, Edwards Chevrolet-280 has kept a firm commitment to our customers. We offer a wide selection of vehicles and hope to make the car buying process as quick and hassle free as possible PLUS Lower city taxes on purchases.
 
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CARFAX 1-Owner vehicle
Edwards Chevrolet 280 is Proud to offer you this Exceptional 2017 Ford F-250SD, Appointed with the XLT Trim and is finished in Oxford White over Medium Earth Gray w/Cloth 40/20/40 Split Bench Seat inside. Highlight features include 4WD ABS brakes, Compass, Electronic Stability Control, Emergency communication system, Heated door mirrors, Illuminated entry, Low tire pressure warning, Remote keyless entry, and Traction control And it is ready for your consideration today! Clean CARFAX. New Price! Odometer is 2279 miles below market average! Edwards Chevrolet-280 in Birmingham, AL, also serving Tuscaloosa, AL and Montgomery, AL is proud to be an automotive leader in our area. Since opening our doors, Edwards Chevrolet-280 has kept a firm commitment to our customers. We offer a wide selection of vehicles and hope to make the car buying process as quick and hassle free as possible PLUS Lower city taxes on purchases.
 

MPG Disclaimer:

Based on model year EPA mileage ratings. Use for comparison purposes only. Your actual mileage will vary depending on how you drive and maintain your vehicle.

Disclaimer:

Pre-Owned vehicle pricing includes all offers and incentives. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at 205-980-3325 or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 5.9% interest and 20% downpayment.

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Disclaimer:

Pre-Owned vehicle pricing includes all offers and incentives. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at 205-980-3325 or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 5.9% interest and 20% downpayment.